There's a man on the telly who insists we're having a credit crunch. Have you had yours? I'm not sure I've had mine and I feel somewhat left out. Even better, I'd like to know what one is.
I think I heard my credit credit squeak a bit when I loaded it up with Chrimbo pressies and it gave a definite sigh of relief when I paid it off in the New Year. But there hasn't been a crunch sound, not yet.